Terms of Service

Section 1

Definitions and scope

Section 2

Eligibility and accounts

2.1. Age and capacity. You must be at least 18 years old, or the age of majority in your place of residence, and capable of entering a binding agreement to use the Service.

2.2. Accurate information. Where account creation is required, you agree to provide accurate, current information and to keep it updated. You are responsible for maintaining the confidentiality of login credentials and for all activity under your account.

2.3. Business use. If you create workspaces, invite team members, or share outputs internally, you are responsible for managing access and permissions. We may rely on instructions from account administrators.

Section 3

What Exoticworld provides

3.1. Functionality. Exoticworld offers tools to organise market and business data, surface patterns, and support structured review of risk considerations. Specific features may vary by plan and over time. We do not guarantee that any feature will remain unchanged.

3.2. No guarantee of outcomes. Data patterns, back-tests, simulations, or illustrative examples do not predict or guarantee future performance. All investing and business decisions involve risk, including possible loss of principal.

3.3. Availability. We aim to provide reliable access but do not guarantee uninterrupted, error-free, or real-time operation. Maintenance, updates, third-party data interruptions, or events beyond our control may affect availability.

Section 4

No financial advice

Section 5

Plans, fees and trials [adapt as applicable]

5.1. Pricing. If paid plans are offered, applicable fees, billing intervals, currency [e.g., £ GBP], and VAT/tax treatment will be stated at checkout or in an order confirmation. Replace this paragraph to reflect your actual commercial model, or delete if no paid plans are offered.

5.2. Trials and cancellation. Any free trial, cooling-off, or cancellation terms should be described here in plain language. Example placeholder to edit: [Describe trial length, renewal, how to cancel, and refund policy, if any. Do not leave generic promises.]

5.3. Changes to fees. We will provide reasonable advance notice of material fee changes by [email / in-product notice — choose and specify]. Continued use after the effective date constitutes acceptance.

Section 6

Data, inputs and third-party sources

6.1. Your inputs. You retain rights in data you upload or enter. You grant us a limited licence to process such data solely to operate, maintain, and improve the Service as described in our Privacy Policy. You confirm you have the right to share any data you provide.

6.2. Third-party data. The Service may display or process data from third-party providers, exchanges, or public sources. We do not control or verify such data and are not responsible for its accuracy, completeness, or timeliness.

6.3. No sensitive data. Do not upload sensitive personal data beyond what is requested, and do not use the Service to process data in violation of applicable law.

Section 7

Acceptable use

You agree not to: (a) use the Service for any unlawful purpose or in breach of regulation; (b) attempt to gain unauthorised access, disrupt, or overload systems; (c) reverse-engineer, scrape at scale, or copy substantial parts of the Service except as permitted by law; (d) misrepresent outputs as professional advice; (e) upload malicious code or infringing material; (f) use outputs to make automated decisions with significant legal or financial effects without appropriate human review.

We may suspend or restrict access where we reasonably believe these Terms or applicable law have been breached, following notice where practicable.

Section 8

Intellectual property

8.1. Our rights. The Service, including software, design, branding, and underlying models and methodologies, is owned by us or our licensors and protected by intellectual property laws. No rights are transferred except the limited, non-exclusive, non-transferable right to access and use the Service in accordance with these Terms.

8.2. Your use of outputs. Subject to payment of applicable fees and compliance with these Terms, you may use reports and visualisations generated for your internal business or personal investment research. You may not resell, redistribute, or publicly display substantial outputs as a competing service without prior written consent.

8.3. Feedback. Any suggestions you provide may be used by us without obligation or compensation.

Section 9

Disclaimers

To the maximum extent permitted by applicable law, the Service and all Content are provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that analyses will meet your requirements or that errors will be corrected.

Nothing in this section limits rights you may have as a consumer under mandatory applicable law that cannot be excluded.

Section 10

Limitation of liability

10.1. General cap [requires legal review]. Insert a carefully reviewed limitation that reflects your risk position and applicable law. Do not copy a generic cap without advice. Example placeholder only — edit or delete: [To the extent permitted by law, our aggregate liability arising from the Service is limited to the amounts paid by you for the Service in the [12] months preceding the claim, or £[amount] if no fees were paid.]

10.2. Excluded losses. To the extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenue, data, or investment opportunity, even if advised of the possibility.

10.3. Non-excludable liability. Nothing in these Terms excludes liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded under applicable law.

Section 11

Indemnity and termination

11.1. Indemnity. You agree to indemnify and hold us harmless from claims, losses, and expenses (including reasonable legal costs) arising from your misuse of the Service, your breach of these Terms, or your violation of law or third-party rights. Have this clause reviewed for enforceability in your target jurisdiction.

11.2. Termination by you. You may stop using the Service at any time and, where an account exists, close your account via [describe method — e.g., account settings or contact route]. Termination does not entitle you to a refund except as expressly stated.

11.3. Termination by us. We may suspend or terminate access for material breach, non-payment, or where required by law, with reasonable notice where practicable. Upon termination, your right to use the Service ceases; provisions that by nature should survive will survive.

Sections 12–14

Changes, law and contact

12. Changes to these Terms. We may update these Terms to reflect changes in the Service, law, or practice. We will post the revised version on this page and update the [last updated date]. Material changes will be notified by [specify method]. Continued use after the effective date means you accept the revised Terms.

13. Governing law and disputes [requires completion]. Specify governing law and dispute forum after legal advice. Do not imply jurisdiction-specific compliance. Example placeholder only: [These Terms are governed by the laws of [England and Wales / Scotland — choose one]. Disputes will be subject to the [exclusive / non-exclusive] jurisdiction of the courts of [place]. Consider alternative dispute resolution wording if appropriate.]

14. General and contact. If any provision is found unenforceable, the remainder continues in effect. You may not assign these Terms without consent. For questions about these Terms, use our contact page or insert a dedicated legal contact: [Legal contact email / form]. Do not invent contact details here.